Equipment Breakdown Coverage

As a business owner, you have everything needed to keep your business moving forward. You possess the know-how, human resources and infrastructure to remain on top in today’s hyper competitive world. But how well are you prepared for the inevitable – and sometimes literal – monkey wrench, which is breakdown of your equipment?

With our industry-leading equipment breakdown coverage and services, we help keep your business one step ahead. Our broad coverage protects a wide array of pressure, electrical and mechanical equipment against damage caused by electrical arcing, short circuits, other electrical disturbances and mechanical breakdowns, to name a few. Best of all, equipment breakdown coverage – which includes boiler inspections and engineering services – is a great

Portfolio of protection

  • Protection against equipment repair and replacement expenses, labor costs and other expenses to get or keep your business up and running
  • Coverage for indirect losses such as business interruption, spoilage and service interruption
  • State-mandated boiler and pressure vessel inspections at no additional premium
  • Claims adjusted by professionals solely dedicated to the equipment breakdown insurance business
Cast iron boiler “burnout” due to malfunction of the low-water fuel cutout.
TOTAL LOSS: $114,100
An A/C system servicing your storage building freezes due to a control failure.
TOTAL LOSS: $31,000

Covered Equipment

  • Air conditioners
  • Boilers
  • Communication systems
  • Compressors
  • Computers
  • Electrical distribution systems
  • Electrical equipment
  • Emergency generators
  • Engines
  • Fans
  • Fired/unfired vessels
  • Fired water heaters
  • Generators
  • Heating and cooling systems
  • Mechanical equipment
  • Motors
  • Pressure vessels
  • Process machinery
  • Pumps
  • Refrigeration units
  • Security systems
  • Switchboards
  • Transformers
  • Vacuum systems
Contact StorInsure today to begin building your policy and determine your facility’s needs.